{{Draft article|nomove=yes}}
{{Short description|Regional Rural Bank in Punjab, India}}
{{Short description|Regional Rural Bank in Punjab, India}}
{{Use Indian English|date=December 2025}}
{{Use Indian English|date=December 2025}}
{{Infobox company
{{Infobox company
| name = Punjab Gramin Bank
| name = Punjab Gramin Bank
| logo = PGB logo.png
| logo = PGB logo.png
| logo_size = 400
| logo_size = 400
| logo_caption = Logo used since 15 november 2025
| logo_caption = Logo used since 15 november 2025
* {{official website|https://pgb.bank.in}}
* {{official website|https://pgb.bank.in}}
* [https://ibanking.pgb.bank.in Internet Banking]
* [https://ibanking.pgb.bank.in Internet Banking]
{{Drafts moved from mainspace|date=December 2025}}
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This is a draft article. It is a work in progress open to editing by anyone. Please ensure core content policies are met before publishing it as a live Wikipedia article. |
Regional Rural Bank in Punjab, India
|
Native name |
ਪੰਜਾਬ ਗ੍ਰਾਮੀਣ ਬੈਂਕ |
|---|---|
| Company type | Regional rural bank |
| Industry | Banking, Financial services |
| Predecessor | Punjab Gramin Bank (old) Malwa Gramin Bank Satluj Gramin Bank |
| Founded | January 1, 2019 (2019-01-01) |
| Headquarters | , |
|
Number of locations |
458 |
|
Area served |
Punjab |
|
Key people |
Gajendar Kumar Negi (Chairman) |
| Products | Deposits, Loans, MSME finance, Retail banking, Corporate banking, Insurance, finance, Deposits, Loans,MSME etc |
| Services |
|
| Owner | Government of India (50%) Government of Punjab (15%) Punjab National Bank (35%) |
| Parent | Ministry of Finance, Government of India |
| Website | https://pgb.bank.in |
Punjab Gramin Bank (PGB) is a Regional Rural Bank (RRB) operating in the state of Punjab, India. The bank was formed on 1 January 2019 following the amalgamation of Punjab Gramin Bank, Malwa Gramin Bank and Satluj Gramin Bank, as approved by the Government of India under a 2018 notification.[1] The merged bank functions under the sponsorship of Punjab National Bank.[2]
Punjab Gramin Bank was created under the provisions of the Regional Rural Banks Act, 1976. In September 2018, the Ministry of Finance issued a notification approving the merger of the three existing RRBs in Punjab, with the unified bank commencing operations on 1 January 2019.[1] The consolidation was intended to strengthen rural credit delivery and improve operational efficiency across the state.
The identity boasts symmetry, stability and craftsmanship.
Key elements include
- Upward Arrow, symbolizing Progress and Growth
- Hands, embodying Nurturing and Care
- Flame, symbolizing enlightentment and warmth
The Regional Rural Bank logo selection process involved a public poll conducted by NABARD in June 2025 to choose a new, common logo for the amalgamated Regional Rural Banks in India, the initiative aimed at creating a unified brand identity for rural banking after the amalgamation of several RRBs. the poll allowed participants to vote on six logo concepts and nine design variations. The initiative was called OneRRBOneLogo reflecting the vision of having a single identity for the RRBs.
Headquarters and network
[edit]
The bank is headquartered in Kapurthala, Punjab, and operates a network of 458 branches across rural and semi-urban districts.[3] Its area of operations includes major districts such as Amritsar, Jalandhar, Ludhiana, Hoshiarpur, Gurdaspur, Bathinda and Patiala.
Punjab Gramin Bank provides financial services aimed primarily at rural households, farmers, micro and small businesses and self-help groups.[3]
- Savings and current accounts
- Fixed and recurring deposits
- Senior citizen deposit schemes
- Agricultural and allied activity loans
- Kisan Credit Card (KCC)
- MSME and business finance
- Housing and vehicle loans
- Self-Help Group (SHG) financing
- Mobile banking (PGB mBanking)
- Internet banking
- IMPS, NEFT and RTGS
- UPI payments
- RuPay debit cards
The bank participates in key Government of India financial inclusion programmes, including the Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and the Atal Pension Yojana (APY).[3] It also handles PM-KISAN benefit transfers and Kisan Credit Card finance for farmers.
- ^ a b Government of India. “Notification on amalgamation of Regional Rural Banks in Punjab” (2018). Ministry of Finance, Department of Financial Services.
- ^ Reserve Bank of India. “List of Regional Rural Banks.” RBI Publications.
- ^ a b c Punjab Gramin Bank. “About Us.” Official website: https://pgb.bank.in
